5 Post-Fire Steps for Businesses

2/11/2021 (Permalink)

Board up services

Prepare Your Plan Before A Disaster Occurs

Taking the proper steps after a commercial fire could mean the difference between business recovery or permanent closure. Amid the chaos, it's difficult to know what to do. It pays to create a fire restoration plan now should the worst ever happen.

1. Document, Document, Document
After a disaster, document as much as possible. It’s particularly beneficial to have “before” pictures already on hand. Take photographs of as much of the affected area as safely possible. Log all contacts you’ve made, the reason for contact and the contact’s response. Keep all receipts and note each remediation expense incurred.

2. Shut Off Utilities
One of the critical initial steps you should take is shutting off all utilities. Taking this extra precaution diminishes the chance of additional fire or water damage. Shut gas and electricity off at the meter. Turn off the water at the main valve. Have a professional inspect the area and equipment before resuming their use.

3. Call Your Insurance Company
Report the fire to your insurance company immediately. Your agent can advise you of the next course of action. Timely communication helps to avoid overlooked details or delays in payment. Your fire insurance policy probably states that you’re responsible for moderating the loss as much as possible until the fire restoration process is complete. The insurance company may not cover secondary damage.

4. Collect Important Documents and Valuables
After the flames are out, wait for the fire department to inspect the area. Firefighters will permit you to enter the building when it’s safe. Grab any valuables you can safely reach (e.g., essential documents, employee records, credit cards and money).

5. Secure the Building
Mitigating additional damage means securing the property from weather, animals, theft or vandalism. Depending on the type and extent of loss, you may need to hire fire damage restoration professionals for board-up and/or tarp services. Security fencing may also be necessary. Save receipts in case the insurance company will reimburse these.
The fire restoration process isn’t as simple as dealing with just burned materials. Water damage restoration and smoke cleaning will also be necessary. 

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